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1. Parties: Identification and details of the lender(s) and borrower(s), including registration numbers and addresses
2. Background: Context of the financing arrangement, purpose of the loan, and any relevant historical information
3. Definitions and Interpretation: Definitions of key terms used throughout the agreement and rules of interpretation
4. The Facility: Description of the loan facility, including amount, purpose, and any tranches
5. Conditions Precedent: Conditions that must be satisfied before the facility becomes available
6. Drawdown: Procedures and requirements for drawing down the loan facility
7. Interest: Interest rate(s), calculation methods, and payment provisions
8. Repayment: Terms and schedule for repayment of the principal amount
9. Prepayment: Provisions for early repayment, including any penalties or notices required
10. Representations and Warranties: Statements of fact and assurances given by the borrower
11. Covenants: Ongoing obligations of the borrower throughout the loan term
12. Events of Default: Circumstances constituting default and consequences thereof
13. Security: Details of any security or guarantees provided for the loan
14. Costs and Expenses: Allocation of costs and expenses related to the facility
15. Notices: Communication requirements and contact details
16. Assignment and Transfer: Rules regarding transfer of rights and obligations under the agreement
17. Governing Law and Jurisdiction: Specification of Dutch law as governing law and jurisdiction for disputes
18. Execution: Signature blocks and execution requirements
1. Syndication Provisions: Required when multiple lenders are involved or syndication is contemplated
2. Tax Provisions: Detailed tax arrangements when complex tax implications exist
3. Currency Provisions: Required when the facility involves multiple currencies
4. Insurance Requirements: Detailed insurance obligations when specific insurance coverage is required
5. Agent Provisions: Required when a facility agent is appointed
6. Security Trustee Provisions: Required when a security trustee structure is used
7. Accordion Facility: Provisions for increasing the facility amount, if applicable
8. Green Loan Provisions: Required for environmentally sustainable financing arrangements
9. Regulatory Compliance: Specific regulatory requirements for regulated borrowers or sectors
1. Schedule 1 - Conditions Precedent Documents: List of required documents and conditions to be satisfied before drawdown
2. Schedule 2 - Form of Drawdown Request: Template for borrower to request loan disbursements
3. Schedule 3 - Repayment Schedule: Detailed schedule of repayment dates and amounts
4. Schedule 4 - Financial Covenants: Detailed financial ratios and calculations
5. Schedule 5 - Security Documents: List and copies of security documents
6. Schedule 6 - Forms of Transfer Certificates: Ƶ for transferring loan participations
7. Appendix A - Interest Calculation Examples: Examples showing interest calculations under different scenarios
8. Appendix B - Compliance Certificate: Template for periodic compliance reporting
9. Appendix C - Know Your Customer Requirements: List of required KYC documentation
Banking and Financial Services
Corporate Finance
Real Estate
Infrastructure
Energy
Manufacturing
Technology
Healthcare
Retail
Agriculture
Transportation and Logistics
Construction
Telecommunications
Legal
Finance
Treasury
Corporate Banking
Risk Management
Compliance
Credit
Corporate Finance
Transaction Management
Securities and Collateral
Documentation
Loan Administration
Chief Financial Officer
Finance Director
Treasury Manager
Corporate Lawyer
Legal Counsel
Finance Manager
Credit Risk Manager
Relationship Manager
Compliance Officer
Financial Controller
Corporate Banking Manager
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Transaction Manager
Senior Finance Associate
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