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This Short Loan Agreement template is designed for use under Dutch law when parties need to document a straightforward lending arrangement. It is particularly suitable for business-to-business loans, individual-to-individual lending, or small business financing where a full-scale facility agreement would be excessive. The document incorporates key requirements from the Dutch Civil Code (Burgerlijk Wetboek) and relevant financial regulations, while maintaining simplicity and usability. It includes essential provisions for loan amount, interest, repayment terms, and basic protections for both parties, with optional sections for security and guarantees that can be included as needed. This template is commonly used for loans under €100,000 where the lending relationship is relatively straightforward and the parties prefer a concise yet legally robust documentation approach.

1. Parties: Identification and details of the lender and borrower

2. Background: Brief context of the loan arrangement and relationship between parties

3. Definitions: Key terms used throughout the agreement

4. Loan Amount and Purpose: Specification of the loan amount and its intended use

5. Interest: Interest rate, calculation method, and payment frequency

6. Repayment Terms: Schedule of repayments, payment methods, and dates

7. Representations and Warranties: Basic statements of fact and assurances from the borrower

8. Events of Default: Circumstances that constitute default and consequences

9. Notices: How formal communications between parties should be made

10. Governing Law and Jurisdiction: Confirmation of Dutch law application and jurisdiction