The Loan Master Agreement serves as the foundational document for establishing and managing lending relationships in New Zealand. This agreement is typically used when parties anticipate an ongoing lending relationship with multiple drawdowns or facilities over time, providing a standardized framework that reduces the need to negotiate terms for each individual loan. The document comprehensively addresses all aspects of the lending relationship, including facility terms, conditions precedent, utilization mechanics, security arrangements, and regulatory compliance requirements under New Zealand law. It is particularly valuable for corporate borrowing arrangements where flexibility is required for future funding needs while maintaining consistent terms and conditions.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identification of the lender and borrower, including full legal names and addresses
2. Background: Context of the agreement and general purpose of the lending relationship
3. Definitions and Interpretation: Detailed definitions of terms used throughout the agreement and rules of interpretation
4. Facility: Core terms of the lending facility, including type, purpose, and overall limit
5. Conditions Precedent: Prerequisites that must be satisfied before any utilization of the facility
6. Utilisation: Process and requirements for drawing down funds under the facility
7. Interest: Interest calculation, rates, periods, and payment provisions
8. Repayment: Terms for repayment of principal and interest, including scheduling and prepayment
9. Representations and Warranties: Statements of fact and assurances given by the borrower
10. Covenants: Ongoing obligations of the borrower, including financial covenants and information requirements
11. Events of Default: Circumstances constituting default and consequences
12. Security: Overview of security arrangements and enforcement rights
13. Costs and Expenses: Allocation of costs, fees, and expenses
14. Changes to Parties: Rules for assignment, transfer, and succession
15. Administration: Operational aspects including notices, calculations, and payments
16. Governing Law and Jurisdiction: Choice of law and jurisdiction for dispute resolution
1. Multi-currency Provisions: Required when the facility allows for drawings in multiple currencies
2. Syndication Provisions: Required for syndicated facilities involving multiple lenders
3. Increased Costs and Market Disruption: Additional provisions for managing market disruption events and regulatory changes
4. Tax Gross-up and Indemnities: Detailed tax provisions required for cross-border lending or specific tax circumstances
5. Guarantee and Indemnity: Required when there are guarantors supporting the borrower's obligations
6. Subordination: Required when there are multiple creditors and intercreditor arrangements
7. Set-off Rights: Detailed set-off provisions for complex banking relationships
8. Anti-Money Laundering Provisions: Enhanced AML provisions for high-risk lending situations
1. Facility Particulars: Detailed terms of the facility including limits, pricing, and specific conditions
2. Form of Utilisation Request: Standard form for requesting drawdowns under the facility
3. Forms of Compliance Certificate: Ƶ for periodic compliance reporting
4. Conditions Precedent Documents: List of required documentation and conditions
5. Financial Covenants: Detailed financial covenant calculations and requirements
6. Form of Transfer Certificate: Standard documentation for transfers of lending commitments
7. Security Schedule: Details of all security arrangements and secured assets
8. Permitted Security Interests: List of security interests allowed under the agreement
9. Authorized Signatories: List of persons authorized to act on behalf of the borrower
Authors
Relevant legal definitions
Clauses
Relevant Industries
Banking & Financial Services
Real Estate & Property
Infrastructure & Construction
Manufacturing & Industrial
Retail & Consumer Goods
Technology & Communications
Energy & Resources
Healthcare & Life Sciences
Agriculture & Primary Industries
Transport & Logistics
Relevant Teams
Legal
Finance
Treasury
Risk Management
Compliance
Credit
Corporate Banking
Transaction Management
Security Administration
Portfolio Management
Relevant Roles
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Corporate Lawyer
Risk Manager
Compliance Officer
Credit Manager
Relationship Manager
Transaction Manager
Security Trustee
Facility Agent
Financial Controller
Company Secretary
Banking Executive
Credit Analyst
Portfolio Manager
Find the exact document you need
Private Car Payment Agreement
New Zealand-compliant agreement for private vehicle purchase through installment payments, detailing terms, conditions, and security interests.
find out more
Legal Financial Agreement Between Two Parties
A New Zealand-governed legal agreement establishing financial arrangements and obligations between two contracting parties.
find out more
Diy Loan Agreement
A New Zealand-compliant loan agreement template for establishing legally binding lending terms between parties, suitable for personal or business use.
find out more
Employees Loan Agreement
A New Zealand-compliant agreement establishing terms for an employer-provided loan to an employee, including loan amount, repayment terms, and related obligations.
find out more
Loan Agreement And Mortgage
A New Zealand-governed agreement combining loan terms with mortgage security provisions, establishing lending conditions and property security arrangements.
find out more
Film Equity Investment Agreement
A New Zealand-governed agreement establishing terms for equity investment in film productions, including investment structure, rights, and revenue sharing arrangements.
find out more
Intercreditor Deed
A New Zealand law-governed agreement that establishes priorities and rights between multiple creditors of the same debtor, regulating their relationships and enforcement rights.
find out more
Litigation Funding Agreement
New Zealand-governed agreement establishing terms for third-party funding of legal proceedings, including funding commitments, returns, and risk allocation.
find out more
Loan Payment Agreement
A New Zealand-compliant agreement outlining loan terms, conditions, and repayment obligations between lender and borrower under NZ law.
find out more
Loan Participation Agreement
A New Zealand-governed agreement establishing terms for participation interests in loans between lead lenders and participants, defining rights and obligations in loan sharing arrangements.
find out more
Agreement For Hire Purchase Of A Motor Vehicle
A New Zealand-compliant agreement for the purchase of a motor vehicle through installment payments, with ownership transferring upon final payment.
find out more
Overfacility Agreement
A New Zealand law-governed agreement establishing terms for additional credit facilities beyond existing arrangements.
find out more
Loan Agreement Term Sheet
A New Zealand law-governed document outlining the key commercial and legal terms of a proposed loan facility, serving as the basis for the full loan agreement.
find out more
Loan Agreement Deed
A New Zealand law-governed deed that documents a lending arrangement, specifying loan terms, obligations, and enforcement rights.
find out more
Lease Hire Agreement
A New Zealand-compliant agreement governing the lease of equipment or assets from a lessor to a lessee, including terms for payment, maintenance, and lease termination.
find out more
Hire Purchase Agreement For Car
A New Zealand-compliant agreement for purchasing a vehicle through installment payments, with the vendor retaining ownership until final payment.
find out more
Deed Of Accession Loan Agreement
A New Zealand law-governed deed enabling a new party to join and be bound by an existing loan facility agreement, including associated rights and obligations.
find out more
Co Borrower Loan Agreement
A New Zealand-compliant loan agreement establishing terms and joint liability between a lender and multiple co-borrowers.
find out more
Vehicle Payment Plan Agreement
A New Zealand-compliant agreement establishing terms for vehicle purchase through structured payments, including security interests and party obligations.
find out more
Trade Finance Agreement
A New Zealand-governed agreement establishing terms for trade financing facilities between a financial institution and a trading business.
find out more
Separation Financial Agreement
A legally binding agreement under New Zealand law that outlines the division of assets and financial obligations between separating couples.
find out more
Promissory Loan Agreement
A New Zealand law-governed agreement establishing loan terms between lender and borrower, including amount, interest, repayment schedule, and legal obligations.
find out more
Financial Support Agreement
A New Zealand law-governed agreement establishing terms and conditions for providing financial support between parties, including payment terms, security arrangements, and regulatory compliance requirements.
find out more
Financial Agreement Between Two Parties
New Zealand-compliant financial agreement template establishing terms and conditions for financial arrangements between two parties.
find out more
Contract For Personal Loan
A New Zealand-compliant personal loan agreement that establishes lending terms and conditions while meeting CCCFA requirements.
find out more
Auto Finance Contract
A New Zealand-compliant agreement for vehicle purchase financing, establishing loan terms and security interests under NZ consumer credit laws.
find out more
Master Loan And Security Agreement
A New Zealand law-governed agreement establishing terms for lending facilities and associated security arrangements between a lender and borrower.
find out more
Tri Party Loan Agreement
A New Zealand law-governed agreement establishing a three-party loan arrangement, defining loan terms and party obligations.
find out more
Modification Of Loan Agreement
A New Zealand-compliant legal document that modifies the terms of an existing loan agreement between parties, subject to NZ financial services regulations.
find out more
Small Business Loan Agreement
A New Zealand-governed agreement establishing terms and conditions for a financial institution to provide loan funding to a small business entity.
find out more
Binding Loan Agreement
A New Zealand-compliant legal agreement establishing terms and conditions for a loan between a lender and borrower, including repayment obligations and security arrangements.
find out more
Monthly Payment Plan Agreement
A New Zealand-compliant agreement establishing terms for structured monthly payments between a provider and customer.
find out more
Floor Plan Financing Agreement
New Zealand-governed agreement for inventory financing between a financial institution and dealer, establishing credit terms and security arrangements under local law.
find out more
Deed Of Trust Loan Agreement
A New Zealand-governed legal instrument that establishes a trust structure for managing loan arrangements, defining relationships between lenders, borrowers, and trustees.
find out more
Business Seller Financing Agreement
A New Zealand law-governed agreement establishing terms for seller financing in a business sale, including payment terms, security arrangements, and enforcement provisions.
find out more
Sales Agreement With Payment Plan
A New Zealand-governed agreement for the sale of goods or services with structured payment terms, combining sales and credit arrangement provisions.
find out more
Simple Interest Loan Agreement
New Zealand-compliant loan agreement template using simple interest calculation, suitable for various lending scenarios under NZ law.
find out more
Lease To Own Agreement For Vehicle
A New Zealand-compliant agreement enabling vehicle lease with an option to purchase, structured under NZ finance and consumer protection laws.
find out more
Third Party Loan Agreement
A New Zealand-governed agreement setting out terms and conditions for a third-party loan, including loan amount, interest, repayment terms, and security arrangements.
find out more
Loan Syndication Agreement
A New Zealand law-governed agreement establishing terms for a syndicated loan facility where multiple lenders collectively provide financing to borrowers.
find out more
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)