Your data doesn't train Genie's AI
You keep IP ownership of your information
1. Parties: Identifies the lender and borrower with their full legal names, addresses, and company registration numbers if applicable
2. Background: Outlines the context of the loan agreement, including the borrower's request for financing and the lender's agreement to provide it
3. Definitions: Defines key terms used throughout the agreement for clarity and legal certainty
4. Loan Amount and Purpose: Specifies the principal amount of the loan and its approved business purpose
5. Interest Rate and Calculations: Details the applicable interest rate, calculation method, and any circumstances for rate changes
6. Repayment Terms: Specifies the repayment schedule, payment amounts, and payment methods
7. Conditions Precedent: Lists conditions that must be satisfied before the loan is advanced
8. Representations and Warranties: States the borrower's assertions about their legal and financial status
9. Borrower Covenants: Details the borrower's ongoing obligations and restrictions during the loan term
10. Events of Default: Defines circumstances that constitute default and the lender's rights in such events
11. General Provisions: Contains standard legal clauses including notices, amendments, governing law, and dispute resolution
1. Security Arrangements: Required when the loan is secured against business assets or property
2. Guarantees: Included when personal or corporate guarantees are required for the loan
3. Insurance Requirements: Needed when specific insurance coverage is required for secured assets
4. Early Repayment: Details early repayment options and any associated fees or penalties
5. Draw Down Provisions: Required for loans with multiple draw down periods or installment advances
6. Financial Covenants: Included for larger loans requiring ongoing financial performance metrics
7. Subordination Provisions: Required when the loan needs to be subordinated to other debt
8. Assignment and Transfer: Included when either party may need to transfer their rights or obligations
1. Repayment Schedule: Detailed breakdown of payment dates, amounts, and allocation between principal and interest
2. Security Details: Comprehensive list and description of assets provided as security
3. Conditions Precedent Checklist: List of documents and conditions required before loan advancement
4. Fee Schedule: Breakdown of all applicable fees, charges, and when they apply
5. Financial Reporting Requirements: Ƶ and requirements for ongoing financial reporting
6. Permitted Security Interests: List of pre-approved or existing security interests on business assets
7. Insurance Requirements: Detailed specifications of required insurance coverage
Banking and Financial Services
Small Business and SMEs
Retail
Professional Services
Manufacturing
Agriculture
Technology
Hospitality
Construction
Healthcare
Transport and Logistics
Real Estate
Legal
Commercial Banking
Credit Risk
Compliance
Business Banking
Small Business Banking
Document Management
Operations
Risk Assessment
Finance
Customer Relations
Corporate Advisory
Commercial Banker
Loan Officer
Credit Analyst
Business Development Manager
Financial Advisor
Legal Counsel
Compliance Officer
Risk Manager
Small Business Owner
Chief Financial Officer
Account Manager
Banking Relationship Manager
Corporate Lawyer
Finance Manager
Business Banking Manager
Find the exact document you need
Private Car Payment Agreement
New Zealand-compliant agreement for private vehicle purchase through installment payments, detailing terms, conditions, and security interests.
Legal Financial Agreement Between Two Parties
A New Zealand-governed legal agreement establishing financial arrangements and obligations between two contracting parties.
Diy Loan Agreement
A New Zealand-compliant loan agreement template for establishing legally binding lending terms between parties, suitable for personal or business use.
Employees Loan Agreement
A New Zealand-compliant agreement establishing terms for an employer-provided loan to an employee, including loan amount, repayment terms, and related obligations.
Loan Agreement And Mortgage
A New Zealand-governed agreement combining loan terms with mortgage security provisions, establishing lending conditions and property security arrangements.
Film Equity Investment Agreement
A New Zealand-governed agreement establishing terms for equity investment in film productions, including investment structure, rights, and revenue sharing arrangements.
Intercreditor Deed
A New Zealand law-governed agreement that establishes priorities and rights between multiple creditors of the same debtor, regulating their relationships and enforcement rights.
Litigation Funding Agreement
New Zealand-governed agreement establishing terms for third-party funding of legal proceedings, including funding commitments, returns, and risk allocation.
Loan Payment Agreement
A New Zealand-compliant agreement outlining loan terms, conditions, and repayment obligations between lender and borrower under NZ law.
Loan Participation Agreement
A New Zealand-governed agreement establishing terms for participation interests in loans between lead lenders and participants, defining rights and obligations in loan sharing arrangements.
Agreement For Hire Purchase Of A Motor Vehicle
A New Zealand-compliant agreement for the purchase of a motor vehicle through installment payments, with ownership transferring upon final payment.
Overfacility Agreement
A New Zealand law-governed agreement establishing terms for additional credit facilities beyond existing arrangements.
Loan Agreement Term Sheet
A New Zealand law-governed document outlining the key commercial and legal terms of a proposed loan facility, serving as the basis for the full loan agreement.
Loan Agreement Deed
A New Zealand law-governed deed that documents a lending arrangement, specifying loan terms, obligations, and enforcement rights.
Lease Hire Agreement
A New Zealand-compliant agreement governing the lease of equipment or assets from a lessor to a lessee, including terms for payment, maintenance, and lease termination.
Hire Purchase Agreement For Car
A New Zealand-compliant agreement for purchasing a vehicle through installment payments, with the vendor retaining ownership until final payment.
Deed Of Accession Loan Agreement
A New Zealand law-governed deed enabling a new party to join and be bound by an existing loan facility agreement, including associated rights and obligations.
Co Borrower Loan Agreement
A New Zealand-compliant loan agreement establishing terms and joint liability between a lender and multiple co-borrowers.
Vehicle Payment Plan Agreement
A New Zealand-compliant agreement establishing terms for vehicle purchase through structured payments, including security interests and party obligations.
Trade Finance Agreement
A New Zealand-governed agreement establishing terms for trade financing facilities between a financial institution and a trading business.
Separation Financial Agreement
A legally binding agreement under New Zealand law that outlines the division of assets and financial obligations between separating couples.
Promissory Loan Agreement
A New Zealand law-governed agreement establishing loan terms between lender and borrower, including amount, interest, repayment schedule, and legal obligations.
Financial Support Agreement
A New Zealand law-governed agreement establishing terms and conditions for providing financial support between parties, including payment terms, security arrangements, and regulatory compliance requirements.
Financial Agreement Between Two Parties
New Zealand-compliant financial agreement template establishing terms and conditions for financial arrangements between two parties.
Contract For Personal Loan
A New Zealand-compliant personal loan agreement that establishes lending terms and conditions while meeting CCCFA requirements.
Auto Finance Contract
A New Zealand-compliant agreement for vehicle purchase financing, establishing loan terms and security interests under NZ consumer credit laws.
Master Loan And Security Agreement
A New Zealand law-governed agreement establishing terms for lending facilities and associated security arrangements between a lender and borrower.
Tri Party Loan Agreement
A New Zealand law-governed agreement establishing a three-party loan arrangement, defining loan terms and party obligations.
Modification Of Loan Agreement
A New Zealand-compliant legal document that modifies the terms of an existing loan agreement between parties, subject to NZ financial services regulations.
Small Business Loan Agreement
A New Zealand-governed agreement establishing terms and conditions for a financial institution to provide loan funding to a small business entity.
Binding Loan Agreement
A New Zealand-compliant legal agreement establishing terms and conditions for a loan between a lender and borrower, including repayment obligations and security arrangements.
Monthly Payment Plan Agreement
A New Zealand-compliant agreement establishing terms for structured monthly payments between a provider and customer.
Floor Plan Financing Agreement
New Zealand-governed agreement for inventory financing between a financial institution and dealer, establishing credit terms and security arrangements under local law.
Deed Of Trust Loan Agreement
A New Zealand-governed legal instrument that establishes a trust structure for managing loan arrangements, defining relationships between lenders, borrowers, and trustees.
Business Seller Financing Agreement
A New Zealand law-governed agreement establishing terms for seller financing in a business sale, including payment terms, security arrangements, and enforcement provisions.
Sales Agreement With Payment Plan
A New Zealand-governed agreement for the sale of goods or services with structured payment terms, combining sales and credit arrangement provisions.
Simple Interest Loan Agreement
New Zealand-compliant loan agreement template using simple interest calculation, suitable for various lending scenarios under NZ law.
Lease To Own Agreement For Vehicle
A New Zealand-compliant agreement enabling vehicle lease with an option to purchase, structured under NZ finance and consumer protection laws.
Third Party Loan Agreement
A New Zealand-governed agreement setting out terms and conditions for a third-party loan, including loan amount, interest, repayment terms, and security arrangements.
Loan Syndication Agreement
A New Zealand law-governed agreement establishing terms for a syndicated loan facility where multiple lenders collectively provide financing to borrowers.
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it


.png)