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1. Parties: Identification of all partners involved in the loan agreement, including their legal names, addresses, and roles (lending partner(s) and borrowing partner(s))
2. Background: Context of the partnership and the purpose of the loan, including brief description of the partnership business
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the loan amount, currency, and detailed purpose for which the loan is being provided
5. Interest Rate and Calculation: Details of interest rate, calculation method, and compliance with Philippine usury laws
6. Repayment Terms: Schedule of repayments, payment methods, and prepayment provisions
7. Security and Collateral: Details of any security or collateral provided for the loan
8. Representations and Warranties: Standard representations and warranties from both lending and borrowing partners
9. Covenants: Positive and negative covenants applicable to the borrowing partner(s)
10. Events of Default: Circumstances constituting default and consequences thereof
11. Partnership Provisions: Special provisions relating to partnership rights, profit sharing, and decision-making during the loan period
12. Governing Law and Jurisdiction: Specification of Philippine law as governing law and jurisdiction for disputes
13. Execution: Signature blocks and execution requirements
1. Guarantees: Required when there are personal or corporate guarantors for the loan
2. Insurance: Include when specific insurance requirements are imposed on the borrowing partner(s)
3. Additional Partners: Include when provisions for admitting new partners during the loan term are needed
4. Intellectual Property Rights: Required when the loan involves or affects partnership intellectual property
5. Environmental Compliance: Include for partnerships operating in environmentally sensitive industries
6. Assignment and Transfer: Include when transfer of loan or partnership rights needs to be addressed
7. Force Majeure: Include when specific force majeure provisions are necessary beyond standard provisions
1. Schedule 1 - Repayment Schedule: Detailed amortization schedule showing principal and interest payments
2. Schedule 2 - Security Details: Detailed description of all security or collateral provided
3. Schedule 3 - Partnership Assets: List of partnership assets affected by or relevant to the loan
4. Schedule 4 - Existing Liabilities: Declaration of partnership's existing liabilities and obligations
5. Schedule 5 - Required Insurance: Details of required insurance coverage and terms
6. Appendix A - Partner Resolutions: Copy of partner resolutions approving the loan
7. Appendix B - Compliance Certificates: Forms of compliance certificates to be provided periodically
8. Appendix C - Notice Details: Contact information and notice requirements for all parties
Retail
Manufacturing
Real Estate
Technology
Agriculture
Professional Services
Construction
Food and Beverage
Healthcare
Education
Tourism and Hospitality
Transportation and Logistics
Financial Services
Small and Medium Enterprises
Legal
Finance
Compliance
Risk Management
Corporate Secretariat
Treasury
Partnership Administration
Operations
Business Development
Corporate Governance
Managing Partner
Finance Director
Legal Counsel
Partnership Administrator
Chief Financial Officer
Business Development Manager
Compliance Officer
Risk Manager
Corporate Secretary
Treasury Manager
Account Manager
Partnership Relations Manager
Financial Controller
Operations Director
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