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1. Guarantor Provisions: Required when there is a personal or corporate guarantor for the loan

2. Insurance Requirements: Included when specific insurance coverage is required for the business or collateral

3. Special Draw Down Conditions: Used when the loan is to be released in tranches with specific conditions for each release

4. Cross-Default Provisions: Included when the borrower has other loans with the same or different lenders

5. Assignment and Transfer: Required when either party may need to transfer their rights or obligations

6. Financial Covenants: Included for larger loans requiring specific financial ratios or performance metrics

7. Subordination Provisions: Used when there are multiple lenders and priority needs to be established

1. Schedule A - Repayment Schedule: Detailed amortization table showing payment dates, principal, interest, and balance

2. Schedule B - Collateral Description: Detailed description and valuation of assets pledged as security

3. Schedule C - Fees and Charges: Comprehensive list of all fees, charges, and their computation method

4. Schedule D - Draw Down Requirements: List of documents and conditions required for loan disbursement

5. Schedule E - Insurance Requirements: Specific insurance types, coverage amounts, and provider requirements

6. Appendix 1 - Truth in Lending Disclosure: Mandatory disclosure statement as required by Philippine law

7. Appendix 2 - Business Plan: Summary of borrower's business plan and use of funds

8. Appendix 3 - Financial Statements: Borrower's relevant financial statements and projections