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Civil Law Act (Cap. 43): Primary legislation governing civil law matters and contractual relationships in Singapore, providing the fundamental legal framework for settlement agreements

Contract Law: Common law principles governing formation and enforcement of contracts, essential for ensuring the settlement agreement is legally binding

Limitation Act (Cap. 163): Establishes time limits for bringing debt claims and legal actions, crucial for determining enforceability of the debt

Moneylenders Act (Cap. 188): Regulates moneylending activities and provides protection for debtors, particularly relevant if the debt involves licensed moneylenders

Banking Act (Cap. 19): Regulates banking operations and financial institutions in Singapore, applicable when the settlement involves banking institutions

Credit Bureau Singapore Act 2016: Governs credit reporting and information sharing, important for understanding implications of settlement on credit records

Consumer Protection (Fair Trading) Act (Cap. 52A): Protects consumers against unfair practices, ensuring settlement terms are fair and reasonable

Personal Data Protection Act 2012 (PDPA): Governs the collection, use, and disclosure of personal data, relevant for handling debtor's personal information

Bankruptcy Act (Cap. 20): Provides framework for bankruptcy proceedings, relevant if debtor is at risk of bankruptcy or under bankruptcy protection

Insolvency, Restructuring and Dissolution Act 2018: Modern legislation governing corporate and individual insolvency, restructuring, and dissolution matters

Rules of Court: Procedural rules governing civil proceedings in Singapore courts, relevant for enforcement of settlement agreements

Supreme Court of Judicature Act: Establishes jurisdiction and powers of Singapore courts in civil matters, including enforcement of settlements