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1. Promise to Pay Declaration: Clear statement of the unconditional promise to pay, including the specific amount and that the note is non-negotiable
2. Maker Information: Full legal name and address of the person/entity making the promise to pay
3. Payee Information: Full legal name and address of the person/entity to whom payment is promised
4. Payment Terms: Specific amount, currency, due date or payment schedule, and place of payment
5. Interest Rate: Statement of any applicable interest rate and how it is calculated
6. Payment Default Terms: Consequences of default and any applicable late payment penalties
7. Governing Law: Statement that the note is governed by Hong Kong law
1. Security Provisions: Include when the note is secured by collateral or other assets
2. Prepayment Terms: Include when early payment is allowed, specifying any conditions or penalties
3. Acceleration Clause: Include when circumstances allowing demand for immediate full payment need to be specified
4. Joint and Several Liability: Include when there are multiple makers of the note
5. Witness Statement: Include when additional verification of execution is desired
1. Payment Schedule: Detailed schedule of installment payments if not a single payment, including dates and amounts
2. Security Details: Description of any collateral or security arrangements if the note is secured
3. Guarantor Information: Details of any guarantors and the terms of their guarantee if applicable
Banking and Financial Services
Commercial Lending
Private Lending
Real Estate
Construction
Manufacturing
Retail
Professional Services
Small and Medium Enterprises
Investment and Private Equity
Legal
Finance
Treasury
Credit Control
Accounts Receivable
Accounts Payable
Risk Management
Compliance
Corporate Secretariat
Commercial Operations
Chief Financial Officer
Finance Director
Treasury Manager
Financial Controller
Credit Manager
Legal Counsel
Corporate Secretary
Accounts Receivable Manager
Accounts Payable Manager
Risk Manager
Commercial Director
Business Development Manager
Investment Manager
Loan Officer
Compliance Officer
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