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The Check Authorization Letter is a crucial document in Indian banking and business operations, used when an account holder needs to delegate their check-handling authority to another person. This delegation might be necessary due to various circumstances such as travel, illness, or business efficiency. The document, governed by Indian banking laws including the Negotiable Instruments Act, 1881, and RBI guidelines, provides a legal framework for such delegation while protecting all parties involved. It specifies the exact scope of authority, including whether the authorized person can sign, deposit, or collect checks, and may include limitations on transaction amounts. The Check Authorization Letter is particularly important in business contexts where regular financial transactions need to continue in the absence of primary signatories, while maintaining proper controls and documentation.

1. Date and Place: Current date and location of writing the letter

2. Bank Details: Name and address of the bank where the account is held

3. Subject Line: Clear indication that this is a Check Authorization Letter

4. Authorizer Details: Full name, address, and account number of the person giving authorization

5. Authorized Person Details: Full name, address, and identification details of the person being authorized

6. Authorization Scope: Specific powers being granted regarding cheque handling

7. Duration of Authorization: Time period for which the authorization is valid

8. Specimen Signature: Space for authorized person's specimen signature

9. Authorizer's Declaration: Statement accepting responsibility for actions performed under this authorization

10. Authorizer's Signature: Space for authorizer's signature with date