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1. Parties: Identification of the seller and purchaser of the loans
2. Background: Context of the transaction and brief description of the loans being sold
3. Definitions and Interpretation: Definitions of key terms and interpretation rules
4. Sale and Purchase: Core provisions regarding the sale and purchase of the loans
5. Purchase Price and Payment: Details of the purchase price and payment mechanisms
6. Conditions Precedent: Conditions that must be satisfied before completion
7. Completion: Process and requirements for completing the transfer
8. Seller's Representations and Warranties: Representations and warranties regarding the loans and seller's authority
9. Purchaser's Representations and Warranties: Representations and warranties regarding purchaser's authority and capacity
10. Transfer and Perfection: Mechanisms for transferring the loans and perfecting the purchaser's title
11. Regulatory Compliance: Compliance with Nigerian banking and financial regulations
12. Confidentiality: Provisions regarding confidential information
13. Notices: Process for giving notices under the agreement
14. Governing Law and Jurisdiction: Nigerian law as governing law and jurisdiction provisions
1. Servicing Arrangements: Required if there are ongoing servicing obligations for the loans
2. Security Transfer: Required if there are security interests associated with the loans
3. Third Party Consents: Required if borrower or other third party consents are needed
4. Post-Closing Obligations: Required if there are continuing obligations after completion
5. Tax Provisions: Detailed tax provisions if specific tax treatments or allocations are required
6. Data Protection: Required if personal data is involved in the transfer
7. Anti-Money Laundering: Detailed AML provisions if required by transaction size or nature
8. Further Assurance: Additional provisions for future actions to perfect the transfer
1. Schedule 1 - The Loans: Detailed list and description of the loans being purchased
2. Schedule 2 - Completion Requirements: List of documents and actions required at completion
3. Schedule 3 - Form of Transfer Certificates: Template documents for transferring the loans
4. Schedule 4 - Seller's Power of Attorney: Form of power of attorney for post-completion actions
5. Schedule 5 - Notice to Borrowers: Form of notice to inform borrowers of the transfer
6. Schedule 6 - Security Documents: List and copies of security documents if applicable
7. Schedule 7 - Required Consents: List of required third-party consents if applicable
8. Appendix A - Loan Files: Index of loan documentation being transferred
9. Appendix B - Due Diligence Findings: Summary of due diligence results if relevant
Banking
Financial Services
Asset Management
Debt Collection
Investment Banking
Private Equity
Real Estate Finance
Infrastructure Finance
Commercial Lending
Consumer Finance
Legal
Finance
Credit Risk
Portfolio Management
Treasury
Compliance
Loan Operations
Due Diligence
Transaction Management
Debt Recovery
Risk Assessment
Credit Administration
Chief Financial Officer
Head of Legal
Portfolio Manager
Credit Risk Manager
Treasury Manager
Loan Operations Manager
Compliance Officer
Due Diligence Officer
Transaction Manager
Senior Legal Counsel
Financial Controller
Credit Administrator
Portfolio Analyst
Debt Recovery Officer
Risk Assessment Manager
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