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1. Guarantor Provisions: Include when a third party guarantees the loan, detailing guarantor's obligations and liabilities

2. Insurance Requirements: Include when specific insurance coverage is required for the business or collateral

3. Additional Security Arrangements: Include when complex security structures are involved beyond basic collateral

4. Special Conditions: Include when there are industry-specific or unique requirements for the borrower

5. Pre-payment Terms: Include when early repayment options are offered, with associated penalties or benefits

6. Post-Disbursement Covenants: Include when specific business performance metrics or reporting requirements are needed

7. Assignment and Transfer: Include when the lender may want the right to assign or transfer the loan

1. Schedule 1 - Repayment Schedule: Detailed amortization schedule showing payment dates, principal and interest breakdowns

2. Schedule 2 - Collateral Details: Comprehensive description and valuation of all assets provided as security

3. Schedule 3 - Conditions Precedent Documents: List of all documents required before loan disbursement

4. Schedule 4 - Fee Schedule: Breakdown of all applicable fees, charges, and commissions

5. Appendix A - Form of Drawdown Notice: Standard format for requesting loan disbursement

6. Appendix B - Compliance Certificate: Template for periodic compliance reporting

7. Appendix C - Security Documents: Forms of security documents and registrations required