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The Loan Agreement With Guarantor Template is designed for use in Singapore when establishing a formal lending arrangement that requires additional security through a guarantor. This document is particularly useful for private loans, small business financing, or personal lending where the lender seeks extra assurance of repayment. The agreement complies with Singapore's legal framework, including the Moneylenders Act and Contracts Act, and provides comprehensive coverage of loan terms, guarantor obligations, default provisions, and enforcement mechanisms. It's structured to protect all parties' interests while maintaining clarity and enforceability under Singapore law.

1. Parties: Identifies the lender, borrower, and guarantor with full details including names, registration/identification numbers, and addresses

2. Background: Context of the loan arrangement, relationship between parties, and purpose of the agreement

3. Definitions: Definitions of key terms used throughout the agreement including 'Loan', 'Interest Rate', 'Security', 'Event of Default'

4. Loan Amount and Purpose: Specifies the principal amount, purpose of the loan, and disbursement details

5. Interest Rate: Details of interest rate, calculation method, payment frequency, and default interest provisions

6. Repayment Terms: Payment schedule, method of payment, and prepayment provisions

7. Guarantor Obligations: Scope and extent of guarantor's liability, obligations, and enforcement provisions

8. Events of Default: Circumstances constituting default and consequences of default

9. Governing Law: Specifies Singapore law as governing law and jurisdiction for disputes