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1. Prepayment Provisions: Include when early repayment is allowed, specifying any penalties or conditions

2. Late Payment Penalties: Include when specific penalties for late payments are to be imposed

3. Insurance Requirements: Include when the borrower must maintain specific insurance coverage

4. Assignment and Transfer: Include when either party may need to transfer their rights or obligations

5. Force Majeure: Include when parties want to address unforeseen circumstances affecting loan performance

6. Guarantor Provisions: Include when a third-party guarantor is involved in the agreement

7. Currency Exchange Provisions: Include when the loan involves multiple currencies or foreign exchange considerations

1. Schedule A - Repayment Schedule: Detailed table showing payment dates, amounts, and breakdown of principal and interest

2. Schedule B - Collateral Details: Detailed description and documentation of any security or collateral provided

3. Schedule C - Disbursement Schedule: If the loan is disbursed in multiple tranches, details the timing and conditions

4. Appendix 1 - KYC Documents: Copies of required identification and verification documents for all parties

5. Appendix 2 - Asset Valuations: If applicable, professional valuations of any collateral or secured assets

6. Appendix 3 - Required Notices: ������Ƶ for any formal notices required under the agreement