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1. Parties: Identification of the seller and purchaser with full legal names and addresses
2. Background: Context of the agreement and purpose of the transaction
3. Definitions: Definitions of key terms used throughout the agreement
4. Vehicle Details: Comprehensive description of the vehicle including make, model, year, VIN, registration number, and odometer reading
5. Purchase Price and Payment Terms: Total purchase price, deposit amount, and structure of monthly payments including payment dates and amounts
6. Interest and Finance Charges: Details of interest rates, finance charges, and total amount payable in compliance with Credit Contracts and Consumer Finance Act
7. Transfer of Ownership: Conditions for transfer of ownership and registration of security interest under PPSA
8. Warranties and Guarantees: Warranties provided by the seller and statutory guarantees under Consumer Guarantees Act
9. Vehicle Maintenance and Use: Purchaser's obligations regarding vehicle maintenance and permitted use while under finance
10. Insurance Requirements: Mandatory insurance requirements during the payment period
11. Default and Remedies: Consequences of payment default and available remedies for both parties
12. General Terms: Standard contract terms including notices, amendments, and governing law
1. Trade-in Vehicle: Details of any trade-in vehicle and how it affects the purchase price, used when there is a trade-in involved
2. Third-Party Finance: Additional terms when financing is provided by a third-party lender rather than the seller
3. Guarantor Provisions: Terms applying to any guarantor of the purchaser's obligations, used when a guarantor is required
4. Early Payment Provisions: Terms for early repayment of the full amount, including any fee calculations
5. Commercial Use: Additional terms when the vehicle is intended for commercial use rather than private use
6. Joint Purchasers: Additional terms when there are multiple purchasers
7. Imported Vehicle Provisions: Additional terms for recently imported vehicles including compliance requirements
1. Schedule 1 - Vehicle Specification: Detailed technical specifications of the vehicle and list of accessories included
2. Schedule 2 - Payment Schedule: Detailed breakdown of all payments including dates, amounts, and allocation to principal and interest
3. Schedule 3 - Vehicle Condition Report: Detailed report of the vehicle's condition at time of sale including photographs
4. Schedule 4 - Warranty Terms: Full terms of any additional warranties provided beyond statutory guarantees
5. Appendix A - Vehicle History: Vehicle history report including ownership history and accident reports
6. Appendix B - Disclosure Statement: Credit contract disclosure statement as required by Credit Contracts and Consumer Finance Act
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Vehicle Leasing
Financial Services
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