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1. Security: Required for secured loans - details the collateral and security arrangements

2. Guarantee: Include when there are guarantors providing support for the borrower's obligations

3. Conditions Precedent: For complex loans requiring specific conditions to be met before drawdown

4. Tax Provisions: Detailed tax clauses for loans with cross-border elements or specific tax considerations

5. Currency Provisions: Required for loans in foreign currency or with currency conversion features

6. Insurance: Required when specific insurance coverage is mandatory for the loan

7. Agency Provisions: Include for syndicated loans with an agent bank structure

8. Account Bank Provisions: Include when specific bank account arrangements are required

9. Market Disruption: For loans with floating rates to address market disruption scenarios

1. Schedule 1 - Conditions Precedent: List of documents and conditions required before loan drawdown

2. Schedule 2 - Form of Drawdown Request: Template for borrower to request loan disbursement

3. Schedule 3 - Repayment Schedule: Detailed schedule of repayment dates and amounts

4. Schedule 4 - Security Documents: List and copies of security documents for secured loans

5. Schedule 5 - Forms of Notices: Standard form notices for key communications

6. Appendix A - Calculation of Interest: Detailed methodology for interest calculations

7. Appendix B - Bank Account Details: Banking coordinates for all payment obligations

8. Appendix C - Compliance Certificates: Template certificates for ongoing compliance reporting