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Credit Card Authorisation Form for the United Kingdom

Credit Card Authorisation Form Template for England and Wales

A Credit Card Authorisation Form is a legal document governed by English and Welsh law that enables businesses to obtain permission from cardholders to charge their credit card for specified purposes. The document complies with Payment Services Regulations 2017, GDPR requirements, and PCI DSS standards, providing a secure and compliant method for businesses to process card payments. It includes necessary cardholder information, transaction details, and explicit authorization terms while ensuring data protection and security measures are properly addressed.

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What is a Credit Card Authorisation Form?

The Credit Card Authorisation Form serves as a crucial document for businesses operating under English and Welsh jurisdiction that need to process credit card payments. It provides legal protection for both the merchant and cardholder while ensuring compliance with UK financial regulations and data protection laws. This document is particularly important for recurring payments, future-dated transactions, or when the cardholder is not physically present. It includes essential details such as cardholder information, payment terms, security measures, and explicit authorization statements, all while adhering to GDPR and PCI DSS requirements.

What sections should be included in a Credit Card Authorisation Form?

1. Cardholder Information: Personal details of the cardholder including name, address, contact information

2. Card Details: Secure section for card number, expiration date, CVV (if permitted by processing method)

3. Authorization Statement: Clear statement of what the cardholder is authorizing and for what purpose

4. Data Protection Notice: GDPR-compliant explanation of how data will be processed and stored

5. Signature Block: Space for cardholder signature and date

What sections are optional to include in a Credit Card Authorisation Form?

1. Recurring Payment Details: Used when authorization is for recurring payments, including frequency and duration

2. Transaction Limits: Include when specific transaction limits need to be set

3. Multiple Card Authorization: When authorization is needed for multiple cards

What schedules should be included in a Credit Card Authorisation Form?

1. Privacy Policy: Detailed privacy policy reference or attachment

2. Terms and Conditions: Relevant payment processing terms and conditions

3. Security Protocol: Information about security measures for card data protection

Authors

Alex Denne

Head of Growth (Open Source Law) @ Ƶ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

England and Wales

Publisher

Ƶ

Document Type

Authorization Form

Sector

Banking

Cost

Free to use
Relevant legal definitions




















Clauses




















Industries

Payment Services Regulations 2017 (PSR): UK regulations implementing EU PSD2, governing payment services and providers, including requirements for payment security and authentication

GDPR and Data Protection Act 2018: Legislation governing personal data processing, requiring explicit consent, security measures for financial information, privacy notices and data retention policies

Consumer Credit Act 1974: Primary legislation regulating credit agreements and consumer protection, ensuring transparency in financial transactions

PCI DSS: Mandatory security standards for payment card industry, setting requirements for secure handling and storage of card data

Financial Services and Markets Act 2000: Regulatory framework for financial services, covering payment processing and financial transactions

Electronic Commerce Regulations 2002: Regulations governing electronic transactions and online payment processing requirements

FCA Regulations: Financial Conduct Authority regulations governing financial services and consumer protection in the UK

Bank of England Requirements: Central bank requirements affecting payment processing and financial transactions in the UK

UK Finance Guidelines: Industry guidelines for best practices in financial services and payment processing in the UK

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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