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Card Authorization Letter for Saudi Arabia

Card Authorization Letter Template for Saudi Arabia

A Card Authorization Letter is a formal document used in Saudi Arabia that grants specific permission to a designated individual to use a credit or debit card on behalf of the card owner. The document must comply with Saudi Arabian Monetary Authority (SAMA) regulations and local banking laws, including specific requirements for personal identification and transaction limits. It serves as a legal authorization instrument that protects both the card owner and the authorized user while ensuring compliance with Saudi Arabian financial regulations and consumer protection laws.

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Card Authorization Letter

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What is a Card Authorization Letter?

A Card Authorization Letter is essential in situations where a cardholder needs to delegate card usage rights to another person while maintaining control and setting clear boundaries. This document, governed by Saudi Arabian banking regulations and SAMA guidelines, provides a formal framework for such delegation. It's commonly used in corporate settings, family arrangements, or business operations where shared card access is necessary. The letter must include specific details such as card information, authorized user identification, usage limitations, and duration of authorization, all while complying with Saudi Arabian personal data protection and financial security requirements. This document is particularly important in Saudi Arabia where strict banking regulations require clear documentation of financial authorizations.

What sections should be included in a Card Authorization Letter?

1. Letter Header: Complete contact information of the card owner, including full legal name, address, and contact details as per Saudi identification requirements

2. Date: Current date in the format acceptable under Saudi business practices

3. Card Details: Specific details of the card being authorized, including card type, last 4 digits of card number, and issuing bank (without revealing full card numbers)

4. Authorized Person Details: Full legal name and identification details of the person being authorized to use the card

5. Authorization Scope: Clear specification of what the authorized person can and cannot do with the card

6. Duration of Authorization: Specific timeframe for which the authorization is valid

7. Transaction Limits: Any specific transaction or spending limits imposed on the authorized user

8. Declaration of Responsibility: Statement of the card owner accepting responsibility for authorized transactions

9. Signatures: Space for signatures of both the card owner and authorized person

What sections are optional to include in a Card Authorization Letter?

1. Purpose of Authorization: Specific reason for granting card authorization, used when the authorization is for a particular purpose only

2. Geographic Limitations: Restrictions on where the card can be used, included when authorization is limited to specific locations

3. Emergency Contact Information: Additional contact details for urgent situations, included for long-term authorizations

4. Revocation Clause: Specific conditions under which the authorization can be revoked, included for long-term or high-value authorizations

5. Witness Details: Space for witness information and signatures, included when additional verification is required

What schedules should be included in a Card Authorization Letter?

1. Copy of Card Owner's ID: Authenticated copy of card owner's Saudi national ID or residence permit

2. Copy of Authorized Person's ID: Authenticated copy of authorized person's Saudi national ID or residence permit

3. Bank Verification Form: Any specific forms required by the issuing bank for card authorization

4. Transaction Limit Schedule: Detailed breakdown of transaction limits if complex limitations are involved

Authors

Alex Denne

Head of Growth (Open Source Law) @ Ƶ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

Saudi Arabia

Publisher

Ƶ

Sector

Banking

Cost

Free to use
Relevant legal definitions















Clauses















Relevant Industries

Banking & Financial Services

Corporate Services

Retail

Healthcare

Education

Hospitality

Professional Services

Government Services

Non-Profit Organizations

Manufacturing

Travel & Tourism

Relevant Teams

Finance

Legal

Compliance

Administration

Procurement

Operations

Executive Office

Corporate Secretariat

Risk Management

Treasury

Relevant Roles

Finance Manager

Corporate Treasurer

Executive Assistant

Office Administrator

Procurement Manager

Company Secretary

Legal Counsel

Compliance Officer

Department Head

Business Owner

Chief Financial Officer

Administrative Manager

Personal Assistant

Account Manager

Operations Manager

Industries






Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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