The Letter of Employment for Mortgage is a crucial document in New Zealand's mortgage lending process, designed to provide lending institutions with verified employment and income information. This document is typically requested when an employee is applying for a mortgage or refinancing an existing home loan. It must comply with New Zealand employment law, privacy regulations, and banking requirements, making it a critical link between employers and financial institutions. The letter serves as official confirmation of employment status, income details, and tenure, helping lenders assess the borrower's ability to service a mortgage. It includes specific information about employment terms, salary, additional compensation, and employment stability, all of which are essential factors in the loan approval process.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Letterhead and Date: Company letterhead, including full legal name, address, and contact details, with current date
2. Recipient Details: Full name and address of the mortgage lender or 'To Whom It May Concern'
3. Employee Information: Full name, position title, and employment start date of the employee
4. Employment Status: Confirmation of permanent/fixed-term status and whether full-time or part-time
5. Salary Details: Current base salary, payment frequency, and date of last salary review
6. Position Details: Current role, department, and reporting structure
7. Employment Confirmation: Statement confirming ongoing employment and satisfactory performance
8. Signatory Block: Name, position, and signature of authorized person (typically HR manager or direct superior)
1. Additional Compensation: Details of bonuses, commissions, overtime rates, or other regular additional payments - include when applicable
2. Probation Status: Include for employees still in probation period or recently completed probation
3. Previous Positions: Include if employee has held multiple positions within company to demonstrate career progression
4. Work Visa Status: Include for non-citizen employees to confirm right to work and visa validity
5. Benefits Package: Include if significant benefits form part of total remuneration package
6. Historical Salary Information: Include if specifically requested by lender or if showing salary progression is beneficial
1. Salary History Appendix: Detailed breakdown of salary progression over employment period if requested
2. Commission Structure Appendix: Detailed explanation of commission calculation and payment structure if applicable
3. Benefits Schedule: Itemized list and monetary value of benefits package if significant to total remuneration
Authors
Relevant legal definitions
Clauses
Relevant Industries
Banking and Financial Services
Real Estate
Professional Services
Technology
Healthcare
Manufacturing
Retail
Education
Government
Construction
Hospitality
Transportation
Agriculture
Mining
Energy
Telecommunications
Relevant Teams
Human Resources
Payroll
Finance
Legal
Administration
Operations
Executive Leadership
Corporate Services
Relevant Roles
Human Resources Manager
HR Director
Chief Human Resources Officer
HR Business Partner
HR Administrator
Payroll Manager
Finance Manager
Chief Financial Officer
Operations Manager
General Manager
Department Manager
Director
Chief Executive Officer
Company Secretary
Office Manager
Find the exact document you need
Supporting Letter From Employer
A formal employment verification document issued by New Zealand employers that confirms an employee's position and standing, compliant with NZ employment law.
find out more
Sick Absent Letter For Work
A formal notification document used in New Zealand workplaces to inform employers of employee sick leave, complying with local employment law requirements.
find out more
Salary Review Letter To Employer
A formal letter requesting salary review from employer under New Zealand employment law, including justification and supporting details.
find out more
Salary Loan Request Letter To Employer
A formal letter requesting a salary loan from an employer under New Zealand employment law, including loan details and proposed repayment terms.
find out more
Probation Period Letter
A formal letter establishing the terms and conditions of an employee's probationary period under New Zealand employment law.
find out more
Resume Cover Letter
A formal business document accompanying a job application in New Zealand that introduces the candidate and their qualifications to a potential employer while adhering to local employment laws.
find out more
Non Renewal Of Employment Contract Letter
A formal notification letter used in New Zealand to inform an employee that their fixed-term employment contract will not be renewed upon expiration.
find out more
Letter Stating Employment
A formal New Zealand employment offer letter outlining initial employment terms and conditions in compliance with local employment law.
find out more
Last Day Of Employment Letter
A formal New Zealand employment document that confirms the final day of employment and outlines termination arrangements between employer and employee.
find out more
Endorsement Letter For Work
A formal New Zealand-compliant letter endorsing an individual's employment status or capabilities for work-related purposes, meeting local employment and immigration requirements.
find out more
Employment Experience Letter
A formal New Zealand-compliant document confirming an individual's employment history, positions held, and professional experience with an organization.
find out more
Employee Not Meeting Expectations Letter
A formal New Zealand employment document addressing employee performance concerns and setting improvement expectations, aligned with NZ employment law requirements.
find out more
Employee Handbook Welcome Statement
A New Zealand-compliant welcome statement for employee handbooks that introduces company culture and employment expectations while adhering to local employment laws.
find out more
Absence Excuse Letter For Work
A formal letter documenting employee absence from work, compliant with New Zealand employment legislation and workplace requirements.
find out more
Rejoining Letter From Company To Employee
A formal letter used in New Zealand business context to reinstate a former employee, outlining terms and conditions of their return to the organization.
find out more
Online Offer Letter
A legally-binding electronic employment offer document compliant with New Zealand employment law that outlines key terms and conditions of employment.
find out more
Previous Employment Verification Letter
A New Zealand-compliant formal document confirming a former employee's employment details, governed by NZ employment and privacy laws.
find out more
Responsibility Letter For Employee
A New Zealand-compliant formal document that outlines an employee's specific duties, responsibilities, and authority levels within an organization.
find out more
Permanent Employee Letter
A New Zealand-compliant permanent employment offer letter outlining key employment terms and conditions in accordance with NZ employment law.
find out more
Job Contract Renewal Request Letter
A formal letter requesting employment contract renewal under New Zealand law, initiating the process of extending an existing employment agreement.
find out more
Certificate Of Employment For Visa Application
A formal New Zealand employer-issued document verifying employment details to support visa applications under New Zealand immigration requirements.
find out more
Appreciation Bonus Letter To Employee
A New Zealand-compliant formal letter confirming an appreciation bonus award to an employee, including payment terms and conditions.
find out more
Warning Letter To Employee For Unacceptable Behaviour
A formal warning letter addressing employee misconduct in New Zealand workplaces, compliant with NZ employment law requirements.
find out more
Simple Maternity Leave Letter To Employer
A New Zealand-compliant formal letter template for employees to notify employers of maternity leave intentions and arrangements.
find out more
Letter Of Intent For A Job
A preliminary document used in New Zealand employment context that outlines proposed employment terms and conditions before a formal employment agreement.
find out more
Employee Clearance Letter
A New Zealand-compliant document confirming an employee's completion of exit procedures and fulfillment of all departure obligations.
find out more
Probation Letter For Employee
A New Zealand-compliant formal letter establishing probationary terms for new employees, outlining performance expectations and review processes in accordance with local employment law.
find out more
Termination Of Contract Letter
A formal notice under New Zealand law that communicates the termination of an existing contract, including grounds, effective date, and remaining obligations.
find out more
Parent Consent Letter For Work
A New Zealand-compliant formal letter providing parental consent for a minor's employment, including essential employment details and safety considerations.
find out more
Salary Increase Letter To Employee
A formal document used in New Zealand to officially communicate and document an employee's salary increase, complying with NZ employment law requirements.
find out more
Renewal Of Employment Contract
A New Zealand-compliant agreement that extends and updates an existing employment contract, reflecting current terms and conditions of continued employment.
find out more
Leave Of Absence Letter From Employer To Employee
A formal New Zealand-compliant letter from employer to employee confirming and detailing approved leave of absence terms and conditions.
find out more
Job Joining Letter
A formal employment document used in New Zealand that outlines key employment terms and conditions, serving as an initial agreement between employer and new employee under NZ employment law.
find out more
Intent To Hire Letter
A New Zealand-compliant preliminary document expressing an organization's intention to hire a candidate, subject to conditions and formal employment agreement.
find out more
Immediate Termination Letter To Employee
A legally compliant immediate employment termination letter under New Zealand law, used for terminating employment due to serious misconduct or grave circumstances.
find out more
Employment Certification Letter
A formal document under New Zealand law that verifies an individual's employment status, terms, and conditions with an organization.
find out more
Employer's Supporting Letter To Confirm Continuous Employment
A formal New Zealand employment verification letter confirming an employee's continuous employment status, commonly used for visa, financial, or other official purposes.
find out more
Address Proof Letter From Company
A formal company-issued document under New Zealand law that verifies an employee's residential address for official purposes.
find out more
Work Letter From Employer
A formal employment offer letter compliant with New Zealand employment law that outlines key terms and conditions of employment.
find out more
Unpaid Salary Complaint Letter
A formal complaint letter used in New Zealand to address unpaid salary issues and request resolution under NZ employment law.
find out more
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)